We Believe In The National Anthem
"...look up and lift up your heads, because your redemption draws near.”
GHM & Associates Int'l is comprised of three members...
Steve Ashley
Karen Ashley
Ed Milburn
- Owner & Founder
- Co-Owner (& my beautiful wife!)
- Partner (& closest friend)
Steve and Karen have been married since 1998 and have lived in the city of Crowley, TX for about five years.
Steve was born in Greenvile, MS but grew up at the Masonic Home & School of Texas where he graduted in 1977.
Karen grew up in Baytown, TX where she graduated from Sterling High School at the age of 17 moving immeditely to DC to work in the fingerprinting department of the FBI.
Ed Milburn was born in cooledge, TX but folks that know him think he's Steve's older brother their that close! Ed is a true friend in every sense of the word and we are truly blessed to have Ed in our family and on our team.
Steve, Karen and Ed are all born-again believers. They operate their business with the understanding that all of life is spiritual and their testimony of integrity, honesty and professionalism is demonstrated by how they conduct their day-to-day lives.
A Little About Who We Are....
The days of one income stream are pretty much at an end unless you want to remain in the 98% of those who are in a J.O.B. (Just Over Broke!)
With our Affiliate Business program, you can own your own business and operate it from your cell phone anywhere, any day and any time!
Now THAT's real financial freedom!
<click here> to learn how you can own your own business as easy as 1, 2 & 3....
Who Do We Represent and Why?
#1) CREDIT CARD PROCESSING (Merchant Accounts)
Our association with Integrity Donations out of Tulsa, OK enables us to offer vendors who take credit cards not only low, low rates but we FIX (guarantee) that rate for 3 years!
The best part is that in addition to the incredible savings, Integrity Donations will donate up to 50% of the agent fees associated with the processing into a non-profit or charity in your local community. This is a HUGE advantage to you and your business as it advertises your commitement to your patrons and to the needs of those less fortunate.
We have looked at a lot of options to help save money on travel and with our partnership with World Ventures and Rovia we are able to do so in a HUGE way!
With savings many times 1/2 of traditional online travel companies can offer, we literally have no competition to speak of.
Whether you want a cruise or just a weekend getaway, this program will help you get where you want to go at a fraction of the cost you would expect.
Not only that but we can now offer an option for you to help us spread the word about this fantastic program and earn extra income in the process! How cool is that??
Ed Milburn heads up our Insurance Division and brings to the table over 30 years of experience in the insurance industry.
Ed specializes in Medicare Supplements but has a wide variety of companies he represents for Life, Health, Disability, Dental and so much more.
You can guarantee that Ed will go above and beyond to find you the best possible rate for whatever insurance need you have!
#2) DISCOUNT LEISURE TRAVEL
America Is Still The Land of Opportunity!
Call us! (817) 297-7783 or (817) 249-8659
GHM stands for God's Heart Ministries located in Crowley, TX of which Steve & Karen are ministers.
Everything GHM & Associates does is built around providing ongoing income to support the efforts of GHM as well as various other outreaches of the Gospel of Jesus Christ.
Why Different Businesses Instead of Just One?
Our customers range from individuals & families to small businesses and churches so we decided that in order for us to be a benefit to all we had to diversify in what we offered.
A Little About What GHM stands for...